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BBC News & Sport
The Halifax says house prices fell 1.7% in July, with the average property price now 8.8% lower than at the same point last year.
Close to 150,000 homeowners who took out mortgages since early 2007 may face negative equity, research suggests.
BBC News website readers give their views on the threat of negative equity for 100% mortgage holders.
The number of mortgage approvals for home buying fell again in December, the Bank of England says.
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